Credit Decisions are Made Easy

About Bajaj Finance

A branch of India's largest corporate house and the fastest growing non-banking consumer finance company.

Problem Statement

  • Strengthen Know Your Customer (KYC) process within its core lending system
  • Automate 2 key credit decisions:
  • Number of attempts made prior to loan sanction
  • overall exposure after loan sanction
  • Create scalable and advanced matching rules for high volumes of data

Solution

Integrating the tool into the existing core lending system and meeting the KYC requirements, we built:

Results

  • Generation and maintaining unique customer database at speed
  • 99.5% accurate search performance in terms of quality of matches and speed of response even for large volumes of data
  • Improved existing Business Intelligence solution without altering user experience

Engineered For  
Growth, Risk Management and Compliance

1sec

Instant credit decisioning

30x

Business growth

99.5%

Accuracy